We Manage Your Wealth Prudently

What is important to you?

At BT Wealth Management, that’s where our conversation begins. Helping you find those answers is what the relationship between you and us is all about. And our approach is a simple one: We align our experienced team of Financial Advisors with powerful resources that can help you prepare for addressing your most meaningful financial milestones.

How exactly do we work with you?

We explore your ideas about your lifestyle today and the lifestyle you hope to live in the future. Ideas about what you’d like to achieve financially over time. Like where you would like to send your children to college, and how you envision yourself in retirement. We’ll also talk about the challenges you face in your financial life, like juggling the demands of caring for aging parents. We’re confident this is where we bring to bear our deep understanding and expertise.

You’re committed to protect all you’ve achieved through this point in your life. We can collaborate with you to help develop strategies to protect against the things, such as taxes, unexpected events, or lack of information that could undo a lifetime of work.

Understanding Your Planning Needs What are your financial priorities?

Personalizing Your Financial Plan We’re here to help you see the 360 degree view

Looking Beyond Your Portfolio Your financial plan reflects your life

Education Planning The education funding options that are most appropriate for you…

Once your Financial Advisor understands the key milestones that are important to you, he or she can draw on BT’s specialized areas of wealth planning expertise. Depending on what you’re looking for and the goals you’re working to achieve, an in-depth, integrated financial plan could be appropriate for your situation. Your plan could include any number of strategies for building and preserving your wealth.
	Life Stages and Common Goals Wealth accumulation Wealth preservation and risk control Wealth transfer Funding education for children or grandchildren Align portfolio objectives with a changing lifestyle Create your family legacy Save for a major expenditure or investment Preserve assets and income Manage estate taxes Seek financial independence In the event of disability, long-term care or death Gifting during your lifetime Plan for a comfortable retirement Manage retirement needs (appreciation and distribution) Testamentary transfers to beneficiaries Maximize employee/executive compensation plans Improve cash flow Transfer business interests Build liquidity Business continuation Plan strategic philanthropy

Over time, as your financial needs become more complicated, you might find that you have engaged a number of advisors for guidance, and made decisions based on separate conversations and different points of view. While that may have worked well in the past, you might now feel a need for a more integrated approach.

We’re here to help you see the 360 degree view by bringing together these separate conversations into one integrated strategy that encompasses the entire scope of your financial goals.

We engage in a complete financial planning process that analyzes the different areas of your financial life and looks at how they are interdependent. This helps us as we work with you to develop appropriate strategies for your unique circumstances, while creating organization and focus to your financial puzzle.

We can help you organize and refocus your distinct financial puzzle.